can a 19 year old have a credit score of 770????

[Lucky7z]

someone told me they had this credit score i was just wondering is this is  possible for a 19 year old to have a score 770  have you heard of anyone???? 

[fused]

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jasmine2007 wrote:

someone told me they had this credit score i was just wondering is this is  possible for a 19 year old to have a score 770  have you heard of anyone???? 

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Yes it can happen! A few good credit cards with low utilization (balances) and now late payments. Also no baddies on there reports. Maybe they are an AU on mom and pops CCs?

[Anonymous]

yes!!!!!  BUT only if they were AU on good accounts which started few years before

[MidnightVoice]

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HappyDays wrote:

yes!!!!!  BUT only if they were AU on good accounts which started few years before

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And they could see some precipitous drops in score in the next 6 months

[Anonymous]

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MidnightVoice wrote:

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HappyDays wrote:

yes!!!!!  BUT only if they were AU on good accounts which started few years before

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And they could see some precipitous drops in score in the next 6 months

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Not if they get some credit of their own in the short term... They may have even picked up a card or two prior.

Rob

[MidnightVoice]

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FICO_Focused wrote:

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MidnightVoice wrote:

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HappyDays wrote:

yes!!!!!  BUT only if they were AU on good accounts which started few years before

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And they could see some precipitous drops in score in the next 6 months

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Not if they get some credit of their own in the short term... They may have even picked up a card or two prior.

Rob

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But their average could drop a great deal (from 5plus to less than 1, and their util might well go up.

[Anonymous]

^^^^^^ Agreed.

Rob

[Lucky7z]

wow good 4 them they have parents that will au them and that have good credit

[Anonymous]

Is this 19 year old a guy? And if so, will he marry me?