cards

[Anonymous]

i have a couple new cards that i waiting for in the mail captial one cash back rewards, and a chase freedom. when they report to the bureaus will my score go up?

[Anonymous]

I would think it would depend on your current situation.  If you already have a thick file with lots of revolving accounts and a very strong AAoA, already have very low utilization,  then a new card or two may not have much of an impact.  However if these are your only cards then having new revolving accounts would be a good thing and give you a nice little bump as soon as it starts reporting.  You'll also expect a small hit in score from the inquiries it took to get the new cards so keep that in mind as well.  

[Express]

Do you have any other cards? How is you credit report any late payments ?

[Anonymous]

yes i have a few other cards and never late on any payments with zero balances on 3 out of 4 of them

[myjourney]

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@Anonymous wrote:

i have a couple new cards that i waiting for in the mail captial one cash back rewards, and a chase freedom. when they report to the bureaus will my score go up?

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YMMV everyone is different due to size of CR file, AAoA, INQ's etc etc 

I've seen cases when I opened new credit and lost point as well as when new accounts reported and i gained points. Its just to many variables to say will it climb or dive 

Hope this gives you a better picture and congrats on the 2 new cards both nice