citi premier pass card

princeromeo · ‎07-29-2007

any one have this card? i heard it was the easiest citi card to get is this true?

Anonymous · ‎07-30-2007

No, AAdvantage is the easiest. I have it, it's great! Earn Thank You points.

CreditDrama85 · ‎07-30-2007

this card is easy to get in that it doesnt require a very high credit score. citi in my experience would rather see a thick credit file that is stable with a few baddies. i applied for this card at received a $8,000 credit line and my score was around 650

Anonymous · ‎07-30-2007

@CreditDrama85 wrote:
this card is easy to get in that it doesnt require a very high credit score. citi in my experience would rather see a thick credit file that is stable with a few baddies. i applied for this card at received a $8,000 credit line and my score was around 650

I don't think Citi Bank goes by just your scores, which is the great thing about them. I bet they take your credit and payment histories into consideration more than anything. I applied for Citi PP w/ a score of lower 600's (I think) and got approved for 3.5k.

Tuscani · ‎07-30-2007

The AA and PP are the easiest Citi cards to get. Once approved, convert to a nice rewards card like the Div Plat Sel.

Anonymous · ‎07-30-2007

@Tuscani wrote:
The AA and PP are the easiest Citi cards to get. Once approved, convert to a nice rewards card like the Div Plat Sel.

Question... Is the Diamond Preferred Rewards Amex a better card to have than PP? And is the Div Plat better to have than the Diamond?

Tuscani · ‎07-30-2007

@Anonymous wrote:

@Tuscani wrote:

The AA and PP are the easiest Citi cards to get. Once approved, convert to a nice rewards card like the Div Plat Sel.

Question... Is the Diamond Preferred Rewards Amex a better card to have than PP? And is the Div Plat better to have than the Diamond?

#1 Yes, because the PP card does not report the limit.

#2 In terms of your score, no. Just go with whatever card is more attractive to you.

Anonymous · ‎07-30-2007

@Tuscani wrote:

@Anonymous wrote:

@Tuscani wrote:
The AA and PP are the easiest Citi cards to get. Once approved, convert to a nice rewards card like the Div Plat Sel.

Question... Is the Diamond Preferred Rewards Amex a better card to have than PP? And is the Div Plat better to have than the Diamond?
#1 Yes, because the PP card does not report the limit.
#2 In terms of your score, no. Just go with whatever card is more attractive to you.

Ummm wow!!!! I didn't even realize this until you said something. So my CLI for Citi PP doesn't even count because I don't even go over $3000 on that card when my card limit is at 7.5k. Not fair! I'm switching ASAP. Thanks for the info. Watch my score go up next month...

Tuscani · ‎07-30-2007

@Anonymous wrote:

@Tuscani wrote:

@Anonymous wrote:

@Tuscani wrote:

The AA and PP are the easiest Citi cards to get. Once approved, convert to a nice rewards card like the Div Plat Sel.

Question... Is the Diamond Preferred Rewards Amex a better card to have than PP? And is the Div Plat better to have than the Diamond?

#1 Yes, because the PP card does not report the limit.

#2 In terms of your score, no. Just go with whatever card is more attractive to you.

Ummm wow!!!! I didn't even realize this until you said something. So my CLI for Citi PP doesn't even count because I don't even go over $3000 on that card when my card limit is at 7.5k. Not fair! I'm switching ASAP. Thanks for the info. Watch my score go up next month...

Anonymous · ‎07-30-2007

Hey Tusc, Which citi card should I convert to? The nice CSR lady I talked to said that I shouldn't convert because the PP card has the lowest rate right now and no fees for flight points or thank you points. I told her I wanted to switch to the Diamond Preferred Rewards Mastercard and she said that my APR will increase two more percent from my standard PP 14.24%. So I asked her about the Dividend Plat and she said it's the same as the Diamond. She asked me why I wanted to convert, and I flat out told her that I don't know why you they don't report my credit limit to the credit bureaus. She then said that it's because I have unlimited spending power on the PP card. She went on to explain that if I go over my 7.5K limit, they wouldn't charge me the over the limit fees; I would just have to pay it off in the following statement. My question is, should I switch and if I should, to what? Or should I just keep it as is? FYI, I never go over my limit, ever. Thanks for your help!