citi premier pass card

[Anonymous]

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CreditDrama85 wrote:
this card is easy to get in that it doesnt require a very high credit score. citi in my experience would rather see a thick credit file that is stable with a few baddies. i applied for this card at received a $8,000 credit line and my score was around 650

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Really??? Back when I was shopping for 0% offers I applied at Citi and they granted me a cl of ONLY 2800, and I had a score of about 735 or so. But I guess it was because I was late with them 5 years ago so that might have counted against me. I find Chase to be easy on granting credit with generous lines.

[fico777]

Take a look at THREAD--(This is huge, CRA reporting credit limits)

[Anonymous]

So does Citi not reporting the limit actually hurt your scores or have no effect (positive or negative) on them.

And if it has no effect, then someone carrying a high debtload on the card could (would?) in theory see their score take a hit if they switched, right?

Just a newbie trying to sort this all out.

[Anonymous]

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@Anonymous wrote:

So does Citi not reporting the limit actually hurt your scores or have no effect (positive or negative) on them.

And if it has no effect, then someone carrying a high debtload on the card could (would?) in theory see their score take a hit if they switched, right?

Just a newbie trying to sort this all out.

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CCCs not reporting your credit limits can hurt your overall utilization, which can bring your scores down.