Hello, I have an account with citifinancial. In Aug. I decided to pay it off, but didn't pay enough. $6000 left $442 balance. Have not made any payments since. It shows a paid on time other than 60 days late in Aug. Question: should I leave it alone until I have used up overpayment or pay it off now?
I have some other paid consumer finance companies that are all good history. Are they bad? Should I quit using them?
Trying to pay down cc's have 80% util.
Thanks for advice today and in the past.
