@Anonymous wrote:
I, like a lot of us, go to credit karma once in a while just to see what it says. What I found interesting is that it correctly states my revolving balance. I recently paid everything down to zero except one account which I left $1 on. That what it says is I have $1 of revolving balance. But, here at MYFICO I have not been alerted to some of the accounts being paid to zero or any score watch alerts showing an increase since I paid my utilization from 75% to less than 1%. I pulled a Tranunion report and in fact the accounts have not been updated with my payments. So, how can credit karma have my revolving balances correct and the myfico reports not be updated yet?
Score Watch® doesn't alert you to balance *decreases*, but you can get alerts for balance *increases*. It'll also alert you when you reach your "Target Score", so always be sure to set your target score to your current score. That way, changes to the current score will trigger an alert. When a score change happens, reset your target score, again, for the current score.
What date did you pull your reports at kredit karma?
What date did you pull your Transunion report? Where did you pull your Transunion report from?
