July x, 2007
Anderson Financial Network, Inc.
P.O. BOX 3097
Bloomington, IL. 61702
Re: Acct # xxxxxxxxx
To Whom It May Concern:
This letter is being sent to you as a result of no response or explanation from your company about this unknown collection attempt for this account, inaccurate, unknown and unverified information being reported to Experian -report # 1029978366.
Your offices failed to respond to my validation request within 30 days from the date of my last correspondences to you (see attached) as required by law.
I am now requesting again, that all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
Be advised that this is clearly a violation pursuant to the Fair Debt Collection Practices Act section 809 (b), Section 604 (A)(3), Section 623.
I will not hesitate to bring legal action against you for your negligent actions.
Infact, I now intend to pursue legal action against you if this information is not deleted from my report immediately. I am giving you 21 days to respond to my request(s).
Thank you for your prompt response!
Hope this helps...
dd1980 wrote:I have a AFNI collection acct that is not mine. I sent a debt validation letter that was rec'd by them 31 days ago and they have yet to respond. I have the certified mail receipt what should I do now?