crapandgarbage wrote:
is it possible or is it common to get different info for same cra? why is the info not the same?
for example: if i want a report for equifax, will equifax.com, fico.com, freecreditreport.com, or any other source give me the exact same info if i request the report the same day around the same time period?
is it possible that fico.com will give slighly different info than freecreditreport.com or annualcreditreport.com.
Message Edited by crapandgarbage on
11-24-2007 03:48 PM
This is the problem that those who have been into credit repair or trying to become credit educated will finally find out on their own.
To get the truest report you must pull from the original source- i.e.- if you want the "true EX report"- then pull DIRECTLY from EX. Same with all the others.
If you don't mind some information being left out- which I do- you can go ahead and pull from MyFico. Now, this is not to say that the reports will not match. They may very well match and have no omissions or errors. However, depending on which source you pull from unless it is the real life CRA, i.e. EX, EQ and TU there may always be the possibility of omissions.
However, here is what I think most of us are resigned to- we want our "true scores" from MyFico. As a side note- Fico includes copy of your CR and suggestions and the famous scales- however, the final answer is yes- to get your absolute truest, purest report you need to pull directly from the company itself.
For true Fico scores you are left w/ no other source than MyFico.
