disputing deliquencies on accounts paid by a consumer credit company
I have several accounts being handled by a consumer credit company. In early 2007 several of these accounts began reporting as late, from 30 days to 120 days and after about six months they started reporting current again. I disputed these online and they came back verified. I recently sent the CRA's copies of my consumer credit statement showing these companies had received payment, along with a letter and my SSN. I sent these certified mail. Is there anything else I should have included in my letter ?
Re: disputing deliquencies on accounts paid by a consumer credit company
I dont think you forgot to include anything. But what you may need to consider is that most of the time, even when you are paying through a credit company, you are still behind and usually because you are not making "full" payments.
