On the main page is shows a summary that reads:
Percentage of credit currently available 80.5% 
Satisfactory accounts 22
Now delinquent/derogatory accounts 0
Was delinquent/derogatory accounts 8
Public records 0
Number of inquiries 8
But on the dispute page from that report it shows:
There are 10 potentially negative items in your report.
You have 20 accts in good standing in your report.
Why do you think that is? I have disputed one item, but it still doesn't add up.
Message Edited by jennhalcyon on 01-09-2008 02:45 PM
Message Edited by jennhalcyon on 01-09-2008 02:46 PM
On the report directly from EX (the dispute one) potentially negative items is going to show ANY account with any lates present.
This is the one you want to pay attention too.
The FAKO report from freecreditreport is looking at the last 2 years to come up with it's number- does this account for the 2 account variance you have?
jennhalcyon wrote:
On the main page is shows a summary that reads:Percentage of credit currently available 80.5%Satisfactory accounts 22Now delinquent/derogatory accounts 0Was delinquent/derogatory accounts 8Public records 0Number of inquiries 8But on the dispute page from that report it shows:
There are 10 potentially negative items in your report.
You have 20 accts in good standing in your report.
Why do you think that is? I have disputed one item, but it still doesn't add up.
Message Edited by jennhalcyon on 01-09-2008 02:45 PM
Message Edited by jennhalcyon on 01-09-2008 02:46 PM
I had the same problem ..my "truecreditreport" was anything but :TRUE"
it was so completely wrong for most of it!..I had good stuff missing on it and bad stuff that has come off still there!
BIG waste of money IMO..as it certainly wasn't FREE!
From now on I'm just sticking with dealing with the credit bureau's individually and directly! 