@Booner72 wrote:
Hi Sarah - I'm going to hijack your post for just a quick second to get -P's opinion on something.....I am a big fan of -P by the way. Maybe the reply will help you, also, which I hope.
So anyway, my lovely mentor, you said "Then the major jump will come when you get below 10% utilization" --Please define "major jump" for someone with a "dirty file." (hate that term btw).-- I need 16+ points to get to 640 by early next week. We're doing rapid rescore, I'm leaving 50 bucks on one of four cards. Last neg. was 2/10 when judgment posted. Other than that clean credit over 2 yrs.
thanks.
I think I have too many tattoos to be a mentor, lol. But like I said in the other post, my gut feeling is you can get those points if you get down to 9% UTIL. Let me know if you do, and I'll learn something too.
