I have a personal loan that I took out and used my car as collateral. I've never actually had an auto loan. If the account goes to collections and they want the car would that count on my credit report as a repo? I've heard that dealerships have a different score for auto loans and I don't want to screw that up if I can help it. My credit is screwed up enough right now as it is.
Message Edited by uptomyneck on
06-09-2007 09:51 PMMessage Edited by uptomyneck on
06-09-2007 09:51 PM