judgements that r paid

[Anonymous]

Well, there are no guarantees either way.

Remain quiet and it might or might not show up. Ask and it might or might not show up.

What's the monthly payment?

Is there any way you can accelerate payment and get rid of it sooner?

[Anonymous]

No guarantees. Maybe I'll make a general call and ask how they handle reporting of consent judgments pd as agreed. Monthly pymt is $274.02. Can't accelerate pymts right now.

[Anonymous]

The downside to calling is it might remind them they should report.

However, calling and asking might persuade them not to report.

Having some bit of leverage is the key to winning a negotiation. The one angle I can think of is to call and offer to PIF the remaining balance of $1,370.10 (or thereabouts) in exchange for an agreement not to report. However, since they hold virtually all the cards, you'll need to proceed carefully and step lightly. Demanding something in writing could backfire and lead them to say, "Just keep sending in payments, and thanks for reminding us to report this to the CRAs."

If you've paid on-time, odds are somewhat increased they will be amenable to not report.

Who's the law firm? I'll see if I can't google up something on them.

[Anonymous]

The law firm is the Bass Law Group, Woodstock, GA.

[Anonymous]

Nothing adverse that I could find. Given that they are a CA law firm, that's speaks well of them.

Other option might be to bump up the payment amount, even $30-50 a month, paying it off a little early. Anything you can offer them, even if it amounts to a trinket, just might be enough to give you a psychological edge. If they believe they are getting something, they might feel obliged to give something.

[Anonymous]

I called the law firm and they said that the creditor will report it to the CRA once it is paid. I will call the creditor and see if they will agree not to report it if I pay it early.