No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
This is a PrePaid card...not a credit card.
It's a good idea... 6% is nice! (And it's not money you have to SPEND to get 6% cash back at grocery stores or wherever.. hehe no 75 annual fee either!) ![]()
I have this and the Union card and have no complaints. In the beginning they froze both cards when I loaded a few thousand on each of them. I rang the number provided and they just wanted to verify that it was me and said that future large loads wouldn't be a problem and they haven't. You do need to have a "direct deposit" to get the 5 or 6% interest, but that's easy. They also let you pull the money out, so you can pay cards or other bills right from the account. It's a really easy way to earn $300 a year and no credit inquiry or minimum spend to meet.
So theorenitically I could get a 3% balance transfer directly into my bank account and make money on the banks money -----because I have a 0% offer ---but not sure I would do that