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my equifax is messed up

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Anonymous
Not applicable

Re: my equifax is messed up

EQ contracted with company called CSC to maintain the credit files of the Midwest states , so any that lives in those states that want to dispute something on eq report the have deal CSC because Eq does have their file CSC doees
Message 11 of 13
RobertEG
Legendary Contributor

Re: my equifax is messed up

Normally, the CRAs dont exchange information.

The exception is when a CRA receives notification of a fraud alert (FCRA 605A) or a request to block information due to identity theft allegation (FCRA 605B).

Under FCRA 621(f)(1), the CRAs are required to refer such actions to the other major CRAs.

That is an unusual process, and I can see how it might lead to much confusion on the part of the CRAs in subsequent inclusion or removal of such reporting to their credit files.

I agree.  You need to call the CRA to clear this up.  They are probably just as clueless as you are!

Message 12 of 13
mrldp40
Established Contributor

Re: my equifax is messed up

i live in alabama  and yes the call are starting to roll in  .  

 

called dispute department  have to send in dl and light bill

 

and 2 new collection just appear on exp

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 13 of 13
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