myFICO/Equifax Question

Jdunn02977 · ‎03-04-2021

MyFico is showing a fresh late payment on my Equifax report, but on Equifax.com and everywhere else I look I can't find it. I know I don't have a late payment. Is there anyway to tell which account MyFico thinks is late? TIA

Anonymous · ‎03-04-2021

@Jdunn02977 wrote:
MyFico is showing a fresh late payment on my Equifax report, but on Equifax.com and everywhere else I look I can't find it. I know I don't have a late payment. Is there anyway to tell which account MyFico thinks is late? TIA

Where does it say fresh late? Does it say "recent" or did it alert you to a missed payment for March/Feb?

Best source of your credit report info is through Annual Credit Report. Pull your EQ report for free (it gives *entire* payment histories) - no scores.

If it says "recent", who knows, they may consider 6 + years ago recent.

Rottweilerlvr · ‎03-07-2021

The irony.. I'm in the same boat.. Looks like a student loan reported a late payment in Feb 2021 on EQ only but just showed up on Friday. I called student loans yesterday and they confirmed that the loan was paid off and that I needed to call equifax. Called equifax and they put a dispute in.. So, now it's a waiting game.