cancel
Showing results for 
Search instead for 
Did you mean: 

# of inquiries differ betwe myFICO and CCT

TravellingNomad
Established Contributor

# of inquiries differ betwe myFICO and CCT

Hi everyone,

 

Earlier this year I was elated to see the inqs drop before their time. Thought it had to do with the daily pulls I was doing with a subscription with amex last year. But when I subscribed to CCT, I was surprised to see that their inq count was still 18.

 

Can anyone explain why my recent myFICO EQ report says I have 7 inqs, but CCT says 18? TIA.

Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: # of inquiries differ betwe myFICO and CCT

myFICO only lists the inquiries used in the score calculations (1 year) and CCT will list the last 2 years of inquiries

 

In addition it appears that FICO will not count a rental screening inquiry against you if it is coded properly, but will count it against you if it is coded as miscellaneous (dont ask me how I know)

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.