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pay off cards with lowest balances or pay down cards with highest utilization percentage???

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Anonymous
Not applicable

pay off cards with lowest balances or pay down cards with highest utilization percentage???

Long story short, I'm going to make about 4K worth of payments to my cards but not sure which scenario would be "better" after i pay? 

 

 

 (focusing on smaller balances                        (getting highest balances @ around 60%)

and keeping highest balances @ 80%)

 

cap1 quiksilver 2390/3000                               cap1 quiksilver 1790/3000

cap 1 platinum 1795/2250                               cap 1 platinum 1350/2250

cap 1 (not sure which card) 0/710                   cap 1 (not sure which card) 276/710

walmart 250/1200                                           walmart 710/1200

rooms to go 390/1500                                     rooms to go 390/1500

sams 2780/3500                                             sams 2095/3500

home depot 254/1500                                    home depot 880/1500

tjx 2181/2750                                                 tjx 1646/2750

macys 0/600                                                  macys 70/600

dillards 1332/5800                                         dillards 1332/5800

target 140/700                                               targ​et 415/700

chase freedom 90/200                                  chase freedom 90/200

chase slate 210/500                                     chase slate 296/500

babies r us 2038/3000                                 babies r us 1797/3000

kohls 492/800                                              kohls 472/800

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