Several years ago I regret to say that I cosigned for family member's cell phone account. It eventually went to collection. I have sent them a pay for delete letter saying it isn't my account but because I did cosign I would pay the balance in return for deletion or changing remarks from collection to paid in full. They never returned an answer so
I called to hear they "can not" delete or change the remarks on the credit report.
Any suggestions on what to do? Should I just pay it or keep up the fight?
Thanks in advance
Message Edited by thewarden on
04-08-2008 01:30 AM