personal loan help!!!!!

[Anonymous]

first of all thank you for taking the time to read... i am currently lookin for a personal loan to pay off some cc debt i am looking for a 3k-4k loan can anyone give me advice on how and where to get one? myfico score 640 not sure of all 3... income not that high only 30k/yr all feedback is appreciated

[tufa4311]

First thing I would do is log into my bank acount and check the special offers section. When I was in the market for an auto loan I logged into my credit union account and noticed a 40k pre-approval for an auto loan in the offers section with no credit check required - if I wanted more then a hard pull was required. While those offers are obv. connected to your credit score, they are also linked to your history with the bank/union - log on and take a look.

[Anonymous]

You can test the waters for a loan without incurring a hard pull credit inquiry. Payoff.com, Sofi.com, Prosper.com, LendingClub.com, Avant.com, Upstart.com, BestEgg.com, and PromiseFinancial.com are all soft pulls to see if you qualify, how much you can get, and at what APR.