So, I have a question about a credit analysts job. Why will one analyst turn down a credit app or LI request. While another will approve. What is the driving factor. I recently tried to get a CLI on my chase freedom card. Got initial decline. Called the reconsideration line and got another decline. Gathered my thoughts, made many notes about why I should be approved. Presented my case the following day to a different agent and was then approved. I would love to hear what others think about this.Thanks!!!