questions about my scores

[Anonymous]

Over the weekend I ordered a 3-1 report through Transunion, and I have a question:  The scores for all three bureaus are shown on screen on a bar graph showing a range of 500 to 990.  I thought 850 was the highest score possible?    

On another note, I am looking to get a car in the near future (that was why I ordered my credit report), and I was wondering, will a car lease appear on my credit report, or do only car loans?

[haulingthescoreup]

Hi, welcome to the forums!

Transunion has generously supplied you with what we call FAKO scores. They're not FICO's, and there's not a reliable means of translating one to the other.

If you scroll down, and scroll down, and keep scrolling down, you will eventually come to a disclaimer in pale grey and -6 size font that says that their "TransRisk" scores aren't FICO scores.

A lease should appear on your credit reports, as it is an extension of credit. I once had a lease for a Honda, and it reports on all three.