My score is around 655 (Equifax)How do i get a quick 70 points to purchase a home?I Filed bk in june of 2006,got discharged in december of 2006.Since my bk discharged,i have worked very hard to bring my score up from 485 to 655,now i need a quick boost how do i achieve this.I always make sure my balance on both credit cards are around 8-9% when it's reported monthly to the credit reporting agencies,i pay my car loans on time,never late since june of 2006.If you guys have any good advice i can use,please show me i need this thanks.