#2 I need more info. Im sorry im not sure what you mean
Thanks, I read that already, didn't really help. This would be a legal re-age.
I have an account that is currently charged-off, but still with the credit card company, but honestly I never knew it was (how i didn't know is a whole other story), so for over 2 years now I've been paying on it and only just found out it was charged off (i have automatic payments set up). So I want to know if getting the charge-off reversed is an option or if it's too late.