"Account Review Inquiry" (on Equifax report, from US Bank)

[TyrannicalDuncery]

I was looking at my Equifax report, and I have a recent "account review inquiry" from US Bank. I don't have any credit products from US Bank, just a checking account. I assume this is normal, but I've never seen it before. So:

Does anyone know what this means? Is this normal? Am I in trouble? Is there something I should do? Is there a way I can get more information from US Bank?

[Jnbmom]

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@TyrannicalDuncery wrote:

I was looking at my Equifax report, and I have a recent "account review inquiry" from US Bank. I don't have any credit products from US Bank, just a checking account. I assume this is normal, but I've never seen it before. So:

Does anyone know what this means? Is this normal? Am I in trouble? Is there something I should do? Is there a way I can get more information from US Bank?

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I take it this listed under your soft pulls as an AR? You do have a bank account  with them and so yes they can do an account review .

[TyrannicalDuncery]

Thanks @Jnbmom , makes sense! Yes, it is listed under soft inquiries. I see that there have been other questions here about this topic. I will link a few. I think I learned two things from those:

• Seems like no big deal.
• I should have done more research before posting.

[coldfusion]

It is not a big deal,  many financial institutions do it with depositors even if they don't currently have credit products from the FI.

[FinStar]

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@TyrannicalDuncery wrote:

Thanks @Jnbmom , makes sense! Yes, it is listed under soft inquiries. I see that there have been other questions here about this topic. I will link a few. I think I learned two things from those:

• Seems like no big deal.
• I should have done more research before posting.

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Yes.

[SweetCreditObsession]

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@TyrannicalDuncery wrote:

Thanks @Jnbmom , makes sense! Yes, it is listed under soft inquiries. I see that there have been other questions here about this topic. I will link a few. I think I learned two things from those:

• Seems like no big deal.
• I should have done more research before posting.

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Don't feel bad. Sometimes trends change over time so this question you've raised and the current responses will help another newb. Thanks and enjoy your time here learning the ropes. Best wishes!

[Porsche_Enthusiast_911]

I always figured its something they do in regards to pre screened type offers of credit.