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"Backdoor" TU report?

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ABuckNow
Contributor

"Backdoor" TU report?

Anyone have a reliable method for getting a "backdoor" report from TU?

Mine keeps locking me out, saying I've viewed it too many times.  I have to call in and get them to cancel a pending dispute that hasn't been initiated, front-line CSR are clueless, have to get a supervisor to do it normally, takes forever...

Anyone have any suggestions?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: "Backdoor" TU report?

Sorry I don't know what a TU is Smiley Sad

Message 2 of 8
ABuckNow
Contributor

Re: "Backdoor" TU report?

Guide To Common Abbreviations

TU = TransUnion, one of the big-three CRAs, Credit Reporting Agencies.

 

Edited

 

I thought this used to work with TU, but I keep getting locked out now.  Their web-based system seems pretty buggy.

Anyone had success with it, over a period of time?

Message 3 of 8
llecs
Moderator Emeritus

Re: "Backdoor" TU report?

Unfortunately, OP, nobody can tell you how to do that, lest their post gets zapped or edited for advocating or suggesting backdooring for reports (which isn't allowed per the rules of this site).

Message 4 of 8
ABuckNow
Contributor

Re: "Backdoor" TU report?

Ah, I see.

Apologies.

Didn't realize this was against the rules here.

Message 5 of 8
llecs
Moderator Emeritus

Re: "Backdoor" TU report?

No problemo. It's viewed as unethical because advocating it would mean telling others to lie for a free report. Makes sense. IMO, the CRAs should change it if it's a problems for them (or for TU at least). At one point I was able to pull all 3 reports directly from the CRAs for free each month. Word got out and they made it harder.

Message 6 of 8
IOBA
Senior Contributor

Re: "Backdoor" TU report?

Have you called TU and asked if  they would allow you to see the report for free as a follow up to a dispute?

Message 7 of 8
ABuckNow
Contributor

Re: "Backdoor" TU report?

That's a good idea - no I didnt' do that.

I called and got them to delete some sort of pending order (don't ask, I don't know lol) and that cleared it up for now...as I actually need to dispute something quickly, I needed access again!

Message 8 of 8
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