scorewatch vs. truecredit(by TU)

[2Bfree]

I received an alert from truecredit concerning a change in one of my accts. from BK properly reported info to reporting negative statements.  When I call the creditor and EQ they neither had the info that the alert was reporting.  The alert was not matching them.  I also notice that I had a 600 EQ score under Truecredit and applied for an account and was denied and found that my EQ score with scorewatch was 551.  I feel look I receive a inquiry for nothing as well as the score analysis points out that I do not have enough experience with credit and suggest that I open some new line of credit.  I am now afraid to trust Truecredit and thinking about canceling my membership.  The CSR could not explain truthly why the alert was received in that manner.

[Anonymous]

I have TC  only so that I can pull my CR everyday! The scores are FAKO!!  I also have SW so that I can check my EQ score and receive alerts.

I have received alerts from both and it was a change that didn't make sense and did not affect scores.

I do not pull my scores as they are not needed now. My EQ is my middle score so I keep SW.  If at any time I need my scores I would only pull from myFICO.

Message Edited by HappyDays on 12-28-2007 11:54 AM

[Anonymous]

2B............the scores you receive from TC are not worth the paper you print them on.