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small personal loan question

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Anonymous
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small personal loan question

I need a small personal loan for a car for my son (need around $3500).  I have been approved by a finance company but the payments for $2900 are $225 for 24 months!  The interest rate must be outrageous!  I haven't taken the loan yet.  I want to see if there is any other place I can go to get a better deal.  I live in SC.  My credit scores are TU 631, Equifax 643, Experian 649.  Does anyone know where I can get a better deal with my credit score?
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llecs
Moderator Emeritus

Re: small personal loan question

Try your local bank or CU.

IMO, avoid a CFL. Always they have rates above 20% and FICO will ding you for having one and the annoying red flag will appear and stay for 10 yrs after you pay it off.
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