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what should i do about these citibank student loans?

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Anonymous
Not applicable

what should i do about these citibank student loans?

I think they are getting close to the SOL, and would really like to avoid getting sued! Any suggestions would be appreciated.

I disputed with CRAs months ago; EQ and TU deleted most of them.
Here is what is now reporting on EX...

Student Loan Account Citibank N A
Date opened: Nov, 1999
Date of last activity: May, 2003
Date of last payment: Mar, 2002
Balance $0
Current Status: Claim filed with government for insured portion of balance on loan
Past Due Amount: $0
Seven year payment history:
30 days late 3 times (Nov 2002, Aug 2001)
60 days late 3 times (Dec 2002, Nov 2001, Sep 2001)
90+ days late 4 times (May 2003, Mar 2003, Feb 2003, Jan 2003)

And FIVE others that are like this:
(I'll post the earliest one)

Student Loan Account Citibank N A
Date opened: Feb, 1997
Date of last activity: Feb, 2003
Account type Education Loan
Descriptions:
* Account closed due to transfer or refinance
Balance: Not on Record
Current Status: Account renewed or refinanced
Past Due Amount: Not on Record
Seven year payment history:
30 days late 4 times (Dec 2002, May 2002, Jun 2001, May 2001)
60 days late 3 times (Jan 2003, Jun 2002, Jul 2001)
90+ days late 3 times (Nov 2001, Sep 2001, Aug 2001)
Message 1 of 4
3 REPLIES 3
fishbjc
Senior Contributor

Re: what should i do about these citibank student loans?

Have you tried to work out a repayment plan?   Just my opinion, but if you signed the note for the loan, you have an obligation to repay the loans.


Message Edited by fishbjc on 12-29-2007 05:40 PM
Message 2 of 4
Red1Blue
Super Contributor

Re: what should i do about these citibank student loans?

Student loans will never go away. You can ask them to rearrange your loan on terms that is much more manageble for you. Usually they are very flexible in helping creditors with student loans. Call them and ask them or write them and propose a payment plan.
Message 3 of 4
Anonymous
Not applicable

Re: what should i do about these citibank student loans?

i tried looking my accounts up through the website years ago (as well as again today) to make payments, but they didn't have any loans for me in their system then or now.

i will try calling to see if i could make some arrangement...

thanks!
Message 4 of 4
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