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will this credit inquiry affect my score?

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Anonymous
Not applicable

will this credit inquiry affect my score?

Last week I called Wells Fargo to ask a question about my mortgage. I simply called to find out if it was possible to push my due date back about 15 days. I found out it probably was not something I wanted to do so I did not pursue it. We didn't even discuss any specifics about my loan, they told me the procedures and I told them that I didn't want to do it. However, today I pulled my CR and there is an inquiry on there from "Wells Fargo/Rels Reporting" from the date I called. Will that inquiry affect my score or is ok since I already hold a mortgage from Wells Fargo?
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2 REPLIES 2
marty56
Super Contributor

Re: will this credit inquiry affect my score?

Hard to say.  The effect of a single INQ is dependent on how many INQs you had of the last 12 months prior to it.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 2 of 3
Anonymous
Not applicable

Re: will this credit inquiry affect my score?

In the grand scheme of things it probably won't affect me much I suppose. But it is fairly annoying that they would pull a credit report just because I called them. Is there any way to dispute that or have it removed?
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