I'm not exactly clear on what your question is? Yes USDA has a one time 2% guarantee fee, which is why they allow financing to 102%. There is not MIP/PMI on USDA loans. On a GFE the 2% fee is listed on the same line where MIP would go, so it may say MIP. If you have questions about the charges on your GFE the best thing to do is ask your LO for an explanation.
