Hi,
I was wondering of anyone knows how to get a CAIVRS check without having to actually apply for a loan? It would be nice to know this information before I use up any hard inquires. I've been not very patiently waiting for the 3 year anniversary of when the title to my foreclosed USDA mortgage was transferred out of my name so I can apply for an FHA loan. This will be on Sunday and so I've been reading some more and now I'm worried the claim may have been delayed and I won't be at the finish line after all.
It's been a very long slog with this:
-House was vacated in 2009.
-House was included in my 2016 BK7
-House title was transferred out of my name in May 2018.
Now I'm worried the insurance claim didn't get filed promptly either and I'm still out of luck. Do they go by the date the title changed or by the day the insurance claim was made? Any insight would be truly appreciated.
