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CLOSED!!

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mwmiller82
Contributor

Re: CLOSED!!

Awesome news!!! Congrats Bro, my story sounds similar, only thing is I am waiting on my closing, I am almost there but they're still making me jump through some hurdles...

 

Rock on, Enjoy!!!!!!!!!

 


Starting Score: TU527 EQ517 April 2012
Current Score: TU535 EQ540 May 2012
Current Score: TU631 EQ620 October 2012
Goal Score: 675


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Message 11 of 15
Uppingmyscore
Established Contributor

Re: CLOSED!!

Congratulations Smiley Happy

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Delta SkyMiles $10,000, Discover $14,000, Chase Freedom $23,500, Capital One $8,000, SAMS $10,000, and LOWES $10,000
Message 12 of 15
Anonymous
Not applicable

Re: CLOSED!!

Congrats! Its a great feeling to be a home owner. Those of you still waiting, try to stay calm. I know just how hard that is. I couldnt do it so I shouldnt be advising others but try anyways, lol.

Message 13 of 15
jandj80
Regular Contributor

Re: CLOSED!!

We had 12K in student loans, current. Payment of 165/mo. Auto total of 800/mo and always current. My husband makes very good money, so our DTI with those payments and a small amount of CC debt was still only 8%. If you don't have room for a mortgage you have to make room, so try to pay off debt. Small stuff first, as the payment is gone if the debt is gone. No lates in the last 12 months, and get those balances on CC under 30%, under 10% if you can. Best of luck, you can do it!! 


Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Current Score: EQ 674 TU 679 Ex 686 EX
Goal Score: For now: 640s


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Message 14 of 15
Anonymous
Not applicable

Re: CLOSED!!

+1, great advice! :-)
Message 15 of 15
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