I am in the process of wrapping up my Ch 13 bk. I would like to apply shortly (about 3 months) after discharge. I know that FHA would allow it. And I do have some clean up that can't be done until after my discharge that I will do. So credit-wise and score-wise, I will be ready.
Here is my question. Is the recently disharged Ch 13 enough to keep me and my family out of a nice home? Will lenders say "Nice income, nice score, no judgements, no collections, Chapter 13 bankruptcy....ummm, NO "?
