We made an offer on a house (freddie mac foreclosure-scary) and was accepted right before Thanksgiving. Prior to that I received a preapproval letter. Since then, there has been a home inspection done and we heard back on appraisal yesterday. Today, I recieved an email from mortgage banker saying she needed to know how much my student loan payment would be after deferrment and my employer said they just received today a fax for employment verification. Maybe I just don't understand but shouldn't those things come before the appraisal and inspection? I mean, what if they determine now that I'm not eligible for a loan and I already had to pay for the home inspection out of my pocket?
