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Are FHA rates set rates or are they different for different borrowers?
FHA rates vary by lender.
Last week one of my clients came to me with a pre-approval that was one day old and the rate for that was 4% and the closing costs charged by that lender were substantially higher on a property on which we made an offer (I'm the Realtor).
When I saw the cc & pp's by the other lender I had the buyer go to one of my lenders and he had a much lower interest rate for the same FHA loan 3.75% and much lower closing costs.
Compare lenders.
Thanks for the info. Trying to gather as much as I can and hope rates stay low until I am ready to apply late next month.
all lenders should be relatively close to each other.... moreso than in the past anyway.
but, yes, some lenders arent as sharp as others.