Our lender told us to pay off judgement, get rid of collection account and pay off CC's and to raise our score to at least 600 and he could get us a loan for higher than $92k.
Okay so we paid off judgement, got rid of a collection account and paid off/down all credit cards. My husband brings home $56k a year and we pay $1100 on cars. That's it. His score is now 602 from mid 500's but he is still telling us only $92k because that's what the computer is saying. He said he doesn't want to do a manual overwrite because if they say no then it will deny the loan all together. What do we do?
