Will this string of lates be a problem when applying? I don't plan to get preapproved until September so it will be over a year since the last late. Current mid score is 670 which should go up as I have room to bring my utilization down. My husband lost his job which caused us to fall behind on our car payment. We kept making the payment but until he was able to get back to work full time we couldn't get caught up.
