cancel
Showing results for 
Search instead for 
Did you mean: 

Is this the end???

tag
Anonymous
Not applicable

Is this the end???

I think I got some good news today lol  I was getting worried because in our property contract it says we need a loan commitment by 1/9/09. I called the processor and she was out for the day so I spoke to her assistant, she told me that the underwriter had some conditions that they sent in Friday (I wasn't told anything about the conditions)

 

I guess when the processor called me Friday for a copy of the canceled check for the earnest money and said she was doing a VOD that was part of the conditions. It would have been nice to know at least there was some conditions asked for, I just assumed it was more stuff they were collecting. Could this be the end of the conditions, only a couple of things??? I was told we should have our commitment either tomorrow or Wed!!!

 

After the commitment how soon can we close? Can we move our closing date up to ASAP? lol I don't want to give anyone a chance to change their minds or come up with more conditions Smiley Happy
Message 1 of 21
20 REPLIES 20
DallasLoanGuy
Super Contributor

Re: Is this the end???

LOL... only your loan officer will know this.

 

 

Retired Lender
Message 2 of 21
BrianB_The_Loan_Professor
Valued Contributor

Re: Is this the end???

A definite maybe
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Brian B The Loan Professor
Mortgage Banker - offering FHA, VA, USDA , and Conventional mortgages in all 50 states -

If I do not respond to a follow up question please feel free to contact me directly
Message 3 of 21
Anonymous
Not applicable

Re: Is this the end???

OMG I'm so excited right now!!! Just found out the underwriter approved our loan and our file is on it's way to USDA for final approval!!! Anyone know if USDA will have conditions also? The LO says no but I wanted to double check here and see.

 

NOW I think I will start collecting boxes! Smiley Very Happy

Message 4 of 21
WannaHouse
Valued Contributor

Re: Is this the end???

Everything I have read about the guaranteed program says it's basically all up to the lender. It's THEM loaning the money, and USDA just guarantees it.

 

So...I would think that USDA will be fine.


Kathy


We are finally homeowners!!

Closed May 5th-30 yr fixed at 5.25%.

Message 5 of 21
Anonymous
Not applicable

Re: Is this the end???

Thanks I just wanted to hear something positive Smiley Happy  I'm a worry wart can't ya tell, I'll probably worry up until the keys unlock the door lol
Message 6 of 21
Anonymous
Not applicable

Re: Is this the end???


@Anonymous wrote:
Thanks I just wanted to hear something positive Smiley Happy  I'm a worry wart can't ya tell, I'll probably worry up until the keys unlock the door lol


Um ... don't you have anything MORE important to worry about now??

Like ... painting the walls, where to put the sofa and Oh! Crap! Did you pack the cat in a box?!! Smiley Wink

I actually DID "pack" a child once.
DD didn't want to move to FL, away from my parents -- who adore every single hair on her head -- and she hid in a box, thinking that once we noticed she was gone, we'd stop everything. We DID, but didn't even think to look in a d@mned box. Poor kid hid for 3 hours in a garment/closet box. I sure as heck admired her for that, though. I don't think I could just sit in a box for three hours. Poor booger!!
Message 7 of 21
Anonymous
Not applicable

Re: Is this the end???

LOL  That's too cute! I do have 3 cats that love boxes. All of the kids are just as excited as I am, been packing up since they got home from school Smiley Happy
Message 8 of 21
Anonymous
Not applicable

Re: Is this the end???


@Anonymous wrote:
LOL  That's too cute! I do have 3 cats that love boxes. All of the kids are just as excited as I am, been packing up since they got home from school Smiley Happy


*rolls eyes*

Ours haven't.

Don't get me wrong, they are both SO excited about FINALLY having a house of our own (and painting their walls, LOL!), but they have Closets of Terror and are REALLY putting that part of moving off as long as possible.

But then, my home office is in a modified garage ... and I ain't done a lick of work on THAT either. Yikes. Ugh. I'd really rather tear out my fingernails and put salt on the wounds. So, I'm not one to talk.

How old are your babies? Smiley Happy
Message 9 of 21
Anonymous
Not applicable

Re: Is this the end???

And gotta say: Because DH ruined his knee last year (ripped out the MCL, PCL, and ACL jumping off a boat for his job - yuk!), we're hiring movers to move the boxes and furniture.

The kids' reactions? "Yay! We don't have to clean our rooms and we don't have to pack! They'll do it ALL for us!"

*evil grin*
Let's just say that when I educated them on the facts of the situation, from their reactions, I got revenge for every grey hair and hour of labor I went through with them! Smiley Wink
Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.