Mortgage loan hard inquiries

[FICOlearner123]

I found below info "According to the Consumer Federal Protection Bureau (CFPB), the impact on your credit is the same regardless of the number of inquiries, as long as the inquiries are made by mortgage brokers or lenders within a 45-day window"

Does this mean the inquiries will get consolidated and appear as 1 hard inquiry on the report?

Or this means the report will show up as multiple hard inquiries but for score calculation purpose the credit bureau will consider these as 1 inquiry?

[vertekal]

You'll see the individual inquiries, but they only count as 1 as far as scoring is concerned. 

[dragontears]

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@FICOlearner123 wrote:

I found below info "According to the Consumer Federal Protection Bureau (CFPB), the impact on your credit is the same regardless of the number of inquiries, as long as the inquiries are made by mortgage brokers or lenders within a 45-day window"

Does this mean the inquiries will get consolidated and appear as 1 hard inquiry on the report? 

No

Or this means the report will show up as multiple hard inquiries but for score calculation purpose the credit bureau will consider these as 1 inquiry?

yes 

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See above 

[credit8502020]

@vertekal @dragontears Have either of you seen mention of a 14 day window as well? If so, what exactly does that refer to? Thanks!