New Construction Journey

Anonymous · ‎03-02-2016

Building/buying my first home and it's already been quite the journey to get to this point and we really haven't done anything yet lol. Just getting the building started after about 8 months of credit repair. Got throught AU and file is soon to be underwritten for 1st approval/conditional approval. Scheduled to get to the design center next month. Contract signed at the end of January. About a year ago this time my credit score was near 600 and the wife was near 580. I'm now in the 750s for the mortgage score and she is a little over 700. Hard work and patience really does pay off when fixing damaged credit!

Anonymous · ‎03-05-2016

Construction has begun!!!

StartingOver10 · ‎03-05-2016

Nice! I bet you are excited now to get started. Who is your builder and where (generally) are you ?

Anonymous · ‎03-05-2016

More anxious than excited at this point. Like many others in the same position, just hoping nothing goes wrong between now and completion. I'm building with Richmond American Homes in Phoenix.

Anonymous · ‎03-05-2016

Congrats! I hope to post something similar in the next few weeks. Appraisal came back Friday on the property/home. I cannot wait to get started. Thankfully my property is already cleared just an old structure that needs to be torn down. Existing well and septic. I too began clean up approx 8mths ago. This is where my patience kick in which isn't my strong suit. Lol good luck and keep us posted.

Anonymous · ‎03-05-2016

@Anonymous wrote:
Congrats! I hope to post something similar in the next few weeks. Appraisal came back Friday on the property/home. I cannot wait to get started. Thankfully my property is already cleared just an old structure that needs to be torn down. Existing well and septic. I too began clean up approx 8mths ago. This is where my patience kick in which isn't my strong suit. Lol good luck and keep us posted.

We've made it this far. Credit fixing is no small task, and then coming up with tens of thousands of dollars isn't any easier lol. I'll definitely keep things updated

Anonymous · ‎03-05-2016

@Anonymous wrote:
Building/buying my first home and it's already been quite the journey to get to this point and we really haven't done anything yet lol. Just getting the building started after about 8 months of credit repair. Got throught AU and file is soon to be underwritten for 1st approval/conditional approval. Scheduled to get to the design center next month. Contract signed at the end of January. About a year ago this time my credit score was near 600 and the wife was near 580. I'm now in the 750s for the mortgage score and she is a little over 700. Hard work and patience really does pay off when fixing damaged credit!

Congrats.....

Similiar story, signed contract 01/18

how you post pic??

Anonymous · ‎03-06-2016

@Anonymous wrote:
@Anonymous wrote:
Building/buying my first home and it's already been quite the journey to get to this point and we really haven't done anything yet lol. Just getting the building started after about 8 months of credit repair. Got throught AU and file is soon to be underwritten for 1st approval/conditional approval. Scheduled to get to the design center next month. Contract signed at the end of January. About a year ago this time my credit score was near 600 and the wife was near 580. I'm now in the 750s for the mortgage score and she is a little over 700. Hard work and patience really does pay off when fixing damaged credit!

Congrats.....
Similiar story, signed contract 01/18
how you post pic??

Congrats to you as well. I've read your posts . To post a pic, click on the insert image button right under the font sizes button in the menu ribbon above the text field and upload the image.

Anonymous · ‎03-06-2016

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Building/buying my first home and it's already been quite the journey to get to this point and we really haven't done anything yet lol. Just getting the building started after about 8 months of credit repair. Got throught AU and file is soon to be underwritten for 1st approval/conditional approval. Scheduled to get to the design center next month. Contract signed at the end of January. About a year ago this time my credit score was near 600 and the wife was near 580. I'm now in the 750s for the mortgage score and she is a little over 700. Hard work and patience really does pay off when fixing damaged credit!

Congrats.....
Similiar story, signed contract 01/18
how you post pic??
Congrats to you as well. I've read your posts . To post a pic, click on the insert image button right under the font sizes button in the menu ribbon above the text field and upload the image.

Thanks

I'll keep you updated w/pics

I'm super anxious and excited

as of now they did'nt start anything but i'll be looking for more pics.......

Anonymous · ‎03-12-2016

Picture on top shows that they've backfilled the trenches and leveled the dirt. Bottom picture from this morning shows rebar has been put in. Superintendent says that concrete should be poured by the end of next week.