After 5 1/2 weeks of waiting, our appraisal is finally tomorrow. I was told by our USDA Direct loan specialist that when the USDA sends a request to an appraiser, that appraiser has 15 business days to reply whether they'll take the job or not. WHAAAAAT? Oh, come on! It seems we've waited through a few.
Anyway, back to tomorrow's appraisal. I had the chance to talk on the phone with our appraiser & she's a very nice lady that lives 10 minutes away from our future house, so she knows the area well. I was still worried she wouldn't get a full appreciation of all the renovations the sellers performed, which total over $50,000 worth in the past 3 years. Luckily, our sellers mentioned that all renovations were done by certified contractors, so I figured maybe they could gather the paperwork & make copies for the appraiser to review, so I called the seller directly (it's for sale by owner & our realtor drops the ball a lot). Great minds think alike & the seller told me she & her husband already thought of that & gathered everything for the appraiser. The seller also plans to showcase the renovations in person during the appraiser's visit, so hopefully we'll get a nice, fat number that lets us roll in our (still unknown) closing costs!
