Outstanding Balances

[Newfhntr]

I have two loans that are paid off but the last time they reported they showed a balance.  I am trying to boost my mortgage scores and do not know if these are hurting me or should just leave them alone.

Capital 1 car loan last reported on Nov. 30 with a $20k balance. I refinanced the loan with another lender and the new loan is reporting correctly but Capital 1 has not reported since the loan was still with them.  So my overall debt is not correct and the loan is still reported as open.

The other is Upstart.  It is showing as a closed account but the Transunion report shows it with a balance.  Last reported 5/23.

Should I address these or leave them alone?

Upstart

[markbeiser]

I've had a similar thing happen.
I disputed it as inaccurate with just one bureau, and the creditor updated with the correct information on all 3 in just a couple of days.

[Newfhntr]

Did it actually affect your mortgage scores?