@Anonymous wrote:I was hoping to hear if anyone had some examples of banks to try who may work with me. In case the two I am currently work with decide they can not include the option income.
I imagine you're fine with the other two lenders. If they've both said there is no issue, it shouldn't be a problem. You could ask them to check specifically with the underwriter to make sure. But I wouldn't assume it will be an issue just because one of the banks had an issue with it.
Sorry can't provide any further insight. Hopefully some others will chime in with specific lenders. I do know from my own experience though that you can't assume an issue with one lender will be an issue with another. I have a condo that I am trying to sell. Some lenders wouldn't approve me for a new house until the condo was sold. Even though my DTI is fine, I don't have a lot of equity in the condo. Other lenders had no issue because of my DTI being low. I had some lenders who counted my bonus income, other lenders that didn't.
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