As Im working on my CR to raise my scores so I can refi in a year or so, I read about "Quotation checks." I am a ways off from pulling the trigger on my refi but would it be worth it to pull an early quotation check to see how I stand currently? Is there any possible negatives to doing this? I don't think I have any creditors/CA hiding out in the woods and I know the inquiry is only a soft pull. Also, what does a quotation check actually tell you? Your scores? Your available rate, etc..?
Duncan
Can't you just pull your own scores and speak to a lender about your situation and they will tell you where you stand?