I am pondering here. I was going for azeo and had two cards apply charges. One I disputed off as it was a mistake. The other was interest they applied after I paid it off but when the statement cut. Both are at zero right now. Should I have them quick update before refinancing the mortgage or would it matter much? They were reported at 1% and 4% utility with my azeo card at 1%.
I am pondering here. I was going for azeo and had two cards apply charges. One I disputed off as it was a mistake. The other was interest they applied after I paid it off but when the statement cut. Both are at zero right now. Should I have them quick update before refinancing the mortgage or would it matter much? They were reported at 1% and 4% utility with my azeo card at 1%.
To answer the question "would it matter much" need to know what your current mortgage scores are
Assuming that those are mortgage scores, your middle score is already high enough that increasing it will not result in a lower rate so it doesn't matter.
