Should I wait??

[Anonymous]

Ok I wanting to buy a home my current FICO is 698. My only debt is 480$ car payment. 100$ insurance a month. 40$ for cell phone. I make 3,350 a month pre tax. I have 7k in savings. The current home I want is listed for 105k. Am just wanting a general idea if this possible for me to achieve. Also this would be my first time buying a home.
Thanks in advance for any advice

[DallasLoanGuy]

the process will likely eat of most of that $7k

maybe you can get down payment assist or something?

there are some low/moderate income loans that are 100% financing. as well as rural loans that are 100% financing.

this might be the better way to go. most down payment assist programs "aint all that"