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Supposed to close today (6/11) Still no HUD.Common?

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ccubedzx3
Regular Contributor

Supposed to close today (6/11) Still no HUD.Common?

I haven't received a HUD yet from my bank because as of last night, they were waiting to get some paper work back from the title company.  We are supposed to close at 4pm today, but now I am worried.  Is this relatively common where everything comes together in the last minute?  As of right now, I only have an estimate as to what $$$ is needed at closing, not a definitive number.  Should I be concerned, or is it possible we will still close today?

 

 


Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


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Message 1 of 5
4 REPLIES 4
Ron6262
Regular Contributor

Re: Supposed to close today (6/11) Still no HUD.Common?

 Relatively common these days.   As long as they are telling you to be at closing they will get it there.

Message 2 of 5
playboy
Regular Contributor

Re: Supposed to close today (6/11) Still no HUD.Common?

No worries.  I didn't get my hud-1 from the title company until about 4 hours before closing.  There was an error and I called the title rep and she sent another one before I got to the closing.  You'll be fine.


Starting Score: EX 575/TU 534/EQ 570
Current Scores per Myfico: (As of 12-14-13) EX 690/EQ 685/TU 679
Goal Score: 720


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Message 3 of 5
StartingOver10
Moderator Emerita

Re: Supposed to close today (6/11) Still no HUD.Common?

Some title companies do take a little longer to issue the HUD1. The lender has to approve it and then it is provided to you. You have a late afternoon closing so there is time to complete it well in advance of your closing. Contact the title company directly to get the HUD1. You might want to wait until 10 am to do so

Message 4 of 5
ccubedzx3
Regular Contributor

Re: Supposed to close today (6/11) Still no HUD.Common?

Thank you all for calming my nerves.  I just got off the phone with the closing specialist, and she just emailed all the documentation over.  It looks like we are good to go for our 4pm closing.  I cannot believe we are here!!! We made it!!! Now it is time to go get some serious writer's cramp!!!


Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


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Message 5 of 5
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