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@Anonymous wrote:Hrmm. What's the best way to get my mortgage fico? When I had gotten the qualification letter from chase 4 months ago they had said my fico was at 780 at the time
EX2 + 3 Bureau scores and reports for $1 at Experian or CreditCheckTotal (part of Experian). Cancel in 7 days or less to avoid the reoccurring charge.
TU4 WyHy quarterly score. Not sure on membership requirement. Maybe hard pull TU?
or Free TU Mortgage Score from Better Mortgage.
EQ5 Get a savings account with DCU. Soft pull EQ to be a member. Free monthly score.
You can also obtain your 3 bureau mortgage scores at FICO Advanced . Cancel plan after you obtain your scores and reports to avoid re-occurring monthly charge.
Thanks!!!
I used better mortgage. It says I'm at 770. Do I need to do all three?
DCU put me at 761
@Anonymous also www.credit.com has mortgage scores and more for a total of 28 FICO scores. $20 for the first month then $25 after. I just did one month and canceled.
Experian has all the fico scores but just for their bureau.
Hmmm that's cheaper than the $40 I'm paying myFICO monthly .. I might use them next time lol
@Anonymous
the scores for credit.com update monthly right? I wish there was an app or site that gave you mortgage scores updated weekly.
@Anonymous credit.com updates monthly. They don't do all the bells and whistles like myfico. But at the cheaper cost it like who cares lol. I wish they mortgage scores updated weekly vs FICO 8. I don't even know what industry uses FICO 8.
@Anonymous
i can't lie, ima miss the bells and whistles but you're right.. for $20 extra, they can keep em! Lol
Plus I just reached my 760 goal score for my middle mortgage number now that these Macy's 30days lates were removed so I'll be a little less obsessive about checking them