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Why the differences among the Credit Reporting Agencies?

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Why the differences among the Credit Reporting Agencies?

Whenever I check my FICO scores TU is always the lowest and Equifax is always the highest and by a lot.
For example I checked my scores today (12/15/07) and the results are:
 
TU   719
EQ  720
EX   785
 
When I check the accounts they all have the same information. This makes no sense to me. Does anyone have an explanation?
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1 REPLY 1
Community Leader
Super Contributor

Re: Why the differences among the Credit Reporting Agencies?

Each credit bureau has a different algorithm in determining your FICO score.
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